Canadian seniors can look forward to financial relief this September 2025, as the federal government continues to roll out Old Age Security (OAS) and Guaranteed Income Supplement (GIS) payments. With living costs on the rise, these benefits aim to support retirees in covering essential expenses such as housing, food, healthcare, and daily needs.
This article breaks down who qualifies for the upcoming $808 OAS and $1,097 GIS payments, payment dates, and what seniors need to know to ensure they receive their benefits on time.
Table of Contents
What Is the OAS Pension?
The Old Age Security (OAS) pension is a monthly benefit available to most Canadians aged 65 and older. Unlike the Canada Pension Plan (CPP), OAS is not based on your employment history or contributions. Instead, eligibility depends largely on age and years of residency in Canada.
For September 2025, eligible seniors can expect up to $808 per month in OAS payments, depending on their age and residency status.
Understanding the GIS Benefit
The Guaranteed Income Supplement (GIS) is designed for low-income seniors already receiving OAS. It provides additional financial support for those whose retirement income is limited.
In September 2025, the GIS payment is set at up to $1,097 per month, depending on your income level and marital status. The GIS ensures that vulnerable seniors have a stronger financial safety net to manage rising living costs.
Overview Table
| Benefit Type | Monthly Amount (Max) | Eligibility | Payment Date | Notes |
|---|---|---|---|---|
| OAS Pension | $808 | Age 65+, residency requirements | Sept 26, 2025 | Based on years lived in Canada |
| GIS Benefit | $1,097 | Low-income OAS recipients | Sept 26, 2025 | Amount varies by income & marital status |
| Payment Method | Direct Deposit / Cheque | Must apply in advance | Sept 26, 2025 | Direct deposit is faster |
| Residency Requirement | 10+ years in Canada after age 18 | Citizenship or permanent residency | Ongoing | Needed for OAS only |
| Income Test | Not required for OAS | Required for GIS | Annual review | Based on prior year’s tax return |
Who Can Qualify for OAS and GIS in 2025?
To receive OAS:
- Must be 65 years or older
- Must be a Canadian citizen or legal resident
- Must have lived in Canada for at least 10 years after age 18
To receive GIS:
- Must already be receiving OAS
- Must have an annual income below the maximum threshold set by the government
- Payment amounts vary depending on whether you are single, married, or living with a partner
September 2025 OAS & GIS Payment Schedule
The federal government typically issues OAS and GIS benefits on the same dates each month. For September 2025, the scheduled payment date is:
- September 26, 2025
Payments are usually deposited directly into seniors’ bank accounts or sent by cheque if direct deposit is not set up.
How to Apply for OAS and GIS
- OAS: Many seniors are automatically enrolled, but you can apply online through your My Service Canada Account if not.
- GIS: Must be applied for separately after starting OAS. GIS eligibility is reviewed annually based on your income tax return.
Frequently Asked Questions(FAQs)
Q1. When is the next OAS and GIS payment in 2025?
Answer= The next payment is scheduled for September 26, 2025.
Q2. How much will seniors receive in September 2025?
Answer= OAS recipients can get up to $808, and GIS recipients up to $1,097, depending on eligibility.
Q3. Do I need to reapply for GIS every year?
Answer= No, but your eligibility is reviewed annually based on your tax return.
